Hurricanes. Tornadoes. Floods. Wildfires. Earthquakes. Epidemics. Droughts. Landslides. Trillions of dollars in damages. Billions of people affected. Terrorist attacks. Gas explosions. Bridge collapses. Car, train, and plane crashes. These sudden and unexpected events make it feel as if chaos rules the world, but expecting the unexpected can mitigate the damage and loss to you and your loved ones. It pays to be prepared. When catastrophe strikes, no matter how big or small, being ready and knowing how to respond can be the difference between the loss of life and survival.